Valuable support
There may be times when your budget no longer suffices and you find yourself in a financial quandary. Ideally, you will have some money saved that you can fall back on. If you have no cash in reserve, it is important to find out what the options are and to turn to the right places.
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Seek help as soon as you get into serious financial difficulties. Reputable debt-counselling centres generally offer advice free of charge or for a nominal contribution towards expenses. It does not matter why you have ended up in this situation – do something to get out of it as quickly as possible. |
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How best to proceed when you are subjected to a debt collection procedure? This procedure comprises various steps. Here you will find information about the individual phases and you will obtain advice, should you face financial difficulties. |
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What happens if you are bankrupt and you are unable to pay your bills? Here you will find out more precisely what the legal concept of “bankruptcy” actually means. |
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Separation or divorce often gives rise to financial problems. Even if money is the last thing on your mind at this moment of time, keeping an eye on the state of your finances is important for your future.
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If you are made redundant or give up work, your finances will undergo a massive shake-up at one go. Here you can find out the best approach to take in this situation. |
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If your spouse dies, there are various organisations on hand to offer you grief counselling and emotional support if you wish. You may qualify for a widow's pension. |
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Insurance protects you from the financial repercussions of injury, damage or loss. The insurance companies shoulder the costs if your home is burgled or if, for example, someone damages your car. |
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Here, you will find out how five persons in completely different situations of life happened to become over-indebted and what they learned from their experience. |
