Credit Cards

Financial Flexibility without Cash
Credit cards are practical: you don’t need to carry cash around with you, and you can pay for things all over the world. Credit cards are particularly useful for online shopping and when you're abroad. Payments aren’t deducted straight from your bank account but are billed to you once a month.

Financial Flexibility without Cash
Basics

We’ve put together some basic information on credit cards for you.

Background
A look behind the scenes: What’s behind MasterCard, Visa and others?
Terms of Use

Think carefully whether you need a credit card. Whatever your situation, careful budgeting is always advisable.

Costs

They’re not always free: When using a credit card you should include any possible costs in your calculations.

Additional Services

From bonus schemes to insurance: credit cards are more than just a means of payment.

Who are they suitable for?

If you’re applying for a credit card, you should have a clear picture of your financial situation.

Credit Card Calculator
What amount of interest is payable if you pay your credit card statement in installments?
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