
Financial Flexibility without Cash
Credit cards are practical: you don’t need to carry cash around with you, and you can pay for things all over the world. Credit cards are particularly useful for online shopping and when you're abroad. Payments aren’t deducted straight from your bank account but are billed to you once a month.

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We’ve put together some basic information on credit cards for you. |
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A look behind the scenes: What’s behind MasterCard, Visa and others?
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Think carefully whether you need a credit card. Whatever your situation, careful budgeting is always advisable. |
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They’re not always free: When using a credit card you should include any possible costs in your calculations. |
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From bonus schemes to insurance: credit cards are more than just a means of payment. |
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If you’re applying for a credit card, you should have a clear picture of your financial situation. |
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What amount of interest is payable if you pay your credit card statement in installments?
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