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Credit cards are most useful for… Yes or no to that new credit card? A few tips could make the decision easier. It’s worth having a credit card if you want flexible access to money, if you shop on the internet or if you travel a lot. However, if you have difficulties controlling your finances when using plastic, a credit card isn’t advisable. |
Credit cards are very practical, but they aren’t suitable for everyone. You should have a regular minimum income and have a clear picture of your finances. Generally you will need an annual income of more than 35,000 francs to have a credit card application approved. It’s more sensible for young people and people with lower incomes to use debit or prepaid cards.
