
Calculating income and expenses
Think about how much money you earn and spend each month. Then divide your expenses in regular, occasional and exceptional expenses. Regular expenses are fixed expenses that occur every month, such as health insurance premiums and rent costs. Occasional expenses, on the other hand, can vary each month and include groceries, clothing and leisure. Exceptional expenses, finally, define those costs that can occur quarterly or yearly, such as, for instance, holiday, taxes or heating costs. You can use receipts and invoices from previous purchases to get an idea of how much you spend. Fill in the fields with the corresponding amounts and find out whether you are keeping your finances under control or you are spending more than you can afford.
If the difference is negative, you are living beyond your means.
Disclaimer
We do not guarantee the accuracy or reliability of this calculator and disclaim any liability for damages or loss arising out its use.The results given are estimates and should be used as a guide only.